TERMS | OF | USE

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. ALL ACCESS TO AND USE OF THIS SITE IS GOVERNED BY THESE TERMS.

By using this site, you signify your assent to these Terms and Conditions. If you do not agree to all of these Terms and Conditions of use, do not use this site!

[inforlume.com]("inforlume") may revise and update these Terms and Conditions at any time. Your continued usage of the inforlume website ("inforlume Site" or the "Site") will mean you accept those changes.

Use of Content

Content on this site — including articles, explainers, data summaries, and graphics — is provided for general information and is not professional financial, legal, or tax advice. You are responsible for evaluating any information before acting on it.

You may view and download a single copy of material for personal, non-commercial use, provided you retain any copyright or attribution notices. Any other use requires prior written permission. Title to the materials remains with inforlume or its licensors. Any use not expressly permitted by these Terms and Conditions is a breach of these Terms and may violate copyright, trademark, and other laws.

No Investment Advice

Nothing on this site is a recommendation to buy, sell, or hold any security, asset, or product, or to follow any particular strategy. Markets carry risk, and past performance does not guarantee future results. Decisions you make are yours, and you should consult a qualified adviser where appropriate.

Children's Privacy

We are committed to protecting the privacy of children. You should be aware that this Site is not intended or designed to attract children under the age of 13. We do not collect personally identifiable information from any person we actually know is a child under the age of 13.

User Submissions

If you submit communications or content to the Site or to inforlume by email, you agree that such submission is non-confidential for all purposes. You agree that you will not upload or transmit any content that infringes or violates any rights of any party.

By submitting content, you automatically grant inforlume a royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the content in any media or medium, now known or hereafter developed. If you wish to keep any information private or proprietary, do not submit it to the Site or to inforlume by email.

Advertisements, Searches, and Links to Other Sites

inforlume may provide links to third-party web sites. inforlume does not endorse and is not responsible for the content of linked third-party sites, sites framed within the inforlume Site, third-party sites provided as search results, or third-party advertisements. Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such sites. inforlume does not endorse any product or service advertised on the inforlume Site.

Liability of inforlume and Its Licensors

The use of the inforlume Site and the Content is at your own risk. The inforlume Site and the content are provided on an "as is" basis. inforlume, ITS LICENSORS, AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE.

In no event shall inforlume, its licensors, its suppliers, or any third parties mentioned on the inforlume Site be liable for any damages (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use of or inability to use the inforlume Site or the Content, whether based on warranty, contract, tort, or any other legal theory.

Indemnity

You agree to defend, indemnify, and hold inforlume, its officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms and Conditions.

Jurisdiction

These Terms and Conditions are governed by the internal substantive laws of the applicable jurisdiction, without respect to its conflict of laws principles. If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect.

Complete Agreement

Except as expressly provided in a particular "legal notice" on the inforlume Site, these Terms and Conditions and the inforlume Privacy Policy constitute the entire agreement between you and inforlume with respect to the use of the inforlume Site and Content.

Thank you for your cooperation. We hope you find the inforlume Site helpful and convenient to use!

Last updated: November 5, 2026